Dr. Keathen Wilson is the CEO and owner of Noble Path Financial. Dr. Wilson is an Accredited Financial Counselor (AFC). He has helped people navigate the financial issues of their daily lives that include debt management, budgeting and retirement planning.
Accredited Financial Counselors (AFCs) differ from other financial advisors and professionals in two main ways. First, the breadth and depth of their financial knowledge include credit and debt management, estate planning and retirement which address a client’s complete financial life. Second, AFC professionals do not sell financial products, which set them apart from brokers and other wealth managers. AFC professionals are focused solely on providing financial education for specialized financial problem-solving and decision-making.
Dr. Wilson has his Ph.D in Management from Walden University; a Master's Degree in Economics from Clark Atlanta University and a Bachelor's Degree in Economics from Central State University. He also has worked extensively in the banking industry. He also has experience in higher education for business education. As a seasoned self-made entrepreneur, he has owned and operated several successful ventures. His impeccable background, education, and credentials helps to give him a unique, yet experienced perspective on financial matters.
AFCs serve a broader population of people with financial advice requests other than credit counselors, who tend to focus on lower-income clients, or financial advisors, who gravitate toward wealthier individuals. AFCs offer financial education and counseling at military installations; within colleges and universities; through nonprofit community groups, governmental agencies, banks and credit unions, financial aid offices, credit counseling agencies and private practice.
Military families are a particular focus. AFC professionals provide financial education services to members of the armed services at more than 250 installations worldwide.
The AFC certification was created in 1993 by educators and researchers to fulfill a need for unbiased, financial education. The certification is supported by the Association for Financial Counseling and Planning Education, or AFCPE.
Accredited Financial Counselors assist individuals and families in the complex process of financial decision making, including creating effective spending plans, overcoming debt, identifying and modifying ineffective money management behaviors and helping prepare and save for retirement.
“Effective money management skills are essential to living a healthy financial life, regardless of income level,” says Rebecca Wiggins, AFCPE executive director. “AFC professionals work with consumers from all walks of life, providing life-cycle financial education and helping clients establish a specific plan that helps them realize their goals.”
This year, the Consumer Financial Protection Bureau launched its Financial Coaching Initiative which target recently transitioned veterans and economically vulnerable consumers. All coaches employed through this initiative are required to obtain the AFC certification.
NerdWallet, a consumer finances blog, has also partnered with Dr. Wilson on its "Ask an Advisor" platform, in which financial professionals provide free advice to consumers on all aspects of their financial lives.
Dr. Wilson is deeply committed to helping people reach their financial goals and organizing their finances to help them create their best financial futures.